Timeswap Overview

What is Timeswap?

Timeswap is a fully decentralized lending and borrowing protocol that enables permissionless creation of lending and borrowing markets for any ERC-20 token pair using a 3-variable AMM. It provides fixed maturity lending and borrowing of ERC-20 tokens at a fixed rate, while eliminating any oracle manipulation hacks that plague existing money markets. Timeswap also provides non-liquidatable loans to increase capital efficiency for borrowers. As a fully self-sufficient AMM, it enables Uniswap-like permissionless creation of lending/borrowing markets for any token, thereby enabling additional utility for long-tail assets, as well as improving capital efficiency in existing lending and borrowing markets.

Main Features
Flexible interest rate & collateral factors
Oracle-less & Gas Efficient
ERC20 agnostic
Permissionless fixed maturity lending & borrowing
Permissionless debt financing
Blockchains
EthereumArbitrumPolygon

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Frequently asked questions

Timeswap is a decentralized and autonomous fixed maturity lending and borrowing protocol on the Ethereum blockchain. It allows users to swap between present ERC20 tokens and future ERC20 tokens in a peer-to-peer manner using a constant product automated market maker algorithm. The protocol includes a factory contract and ancillary smart contracts deployed on the Ethereum blockchain, which create liquidity pool contracts for any pair of ERC20 tokens as assets and collateral, at any maturity date. Users can create pools, swap assets, and interact with other users within the Timeswap ecosystem through the Timeswap App. The protocol is designed for permissionless debt financing, enabling projects to borrow debt with their native tokens as collateral. It offers flexible interest rates and collateral factors, is gas efficient, and does not require oracles or liquidators. Timeswap aims to be the most capital efficient, secure, and permissionless money market protocol on web 3.0.

Timeswap revolutionizes money markets by offering a decentralized and autonomous fixed maturity lending and borrowing protocol on the Ethereum blockchain. It allows projects to borrow debt using their native tokens as collateral, making it ideal for fair launches and leveraged loans compared to equity financing.

One key feature of Timeswap is the flexibility it provides in terms of interest rates and collateral factors. Users can customize these parameters based on prevailing market conditions, allowing them to tailor their risk-return profile and achieve greater capital efficiency.

Another important aspect is that Timeswap is oracle-less and gas efficient. It does not require oracles or liquidators, reducing complexity and dependency on external factors. This makes the protocol more secure and efficient.

Timeswap is also ERC20 agnostic, meaning that anyone can create any ERC20 pool by providing the necessary liquidity. This opens up opportunities for a wide range of tokens to participate in the protocol.

Overall, Timeswap aims to be the most capital efficient, secure, and permissionless money market protocol on web 3.0. It offers permissionless fixed maturity lending and borrowing, non-liquidatable loans, and flexible risk profiles. By providing these features, Timeswap aims to revolutionize money markets and shape the future of decentralized finance (DeFi).

The key features of Timeswap are as follows:

  1. Decentralized and Autonomous: Timeswap operates on the Ethereum blockchain as a decentralized and autonomous protocol.

  2. Fixed Maturity Lending and Borrowing: Users can engage in fixed maturity lending and borrowing of ERC20 tokens through Timeswap.

  3. Peer-to-Peer Swapping: Timeswap allows users to swap between present ERC20 tokens and future ERC20 tokens in a peer-to-peer manner.

  4. Constant Product Automated Market Maker Algorithm: The Timeswap Protocol utilizes a constant product automated market maker algorithm for interest and collateral calculation.

  5. Permissionless: The Timeswap factory contract is permissionless, allowing any user to create a liquidity pool and swap assets in a peer-to-peer manner.

  6. Flexible Interest Rates and Collateral Factors: Users have the flexibility to customize their risk-return profile by selecting custom interest rates and collateral factors based on prevailing market conditions.

  7. Oracle-less and Gas Efficient: Timeswap is designed to be gas efficient and does not require oracles or liquidators.

  8. ERC20 Agnostic: Anyone can create an ERC20 pool by providing the necessary liquidity.

  9. Non-Liquidatable Loans: Timeswap eliminates the complexity of managing health factors for borrowers, removing the need for liquidation penalties and dependency on liquidators.

  10. Flexible Risk Profiles: Timeswap offers flexibility for lenders and borrowers to determine their risk profile through customizable interest rates and collateral factors.

  11. Permissionless Debt Financing: Timeswap enables projects to borrow debt with their native tokens as collateral, making it suitable for fair launches and leveraged loans compared to equity financing.

To engage in fixed maturity lending and borrowing with Timeswap, you can use the Timeswap Protocol on the Ethereum blockchain. The protocol allows users to swap between present ERC20 tokens and future ERC20 tokens in a peer-to-peer manner. It utilizes a constant product automated market maker algorithm for interest and collateral calculation.

To participate, you can create a liquidity pool by using the Timeswap App or interacting with the underlying Smart Contracts. You have the flexibility to choose your risk-return profile by selecting custom interest rates and collateral factors based on prevailing market conditions. Timeswap is gas efficient and does not require oracles or liquidators.

Timeswap enables projects to borrow debt with their native tokens as collateral, making it suitable for fair launches and leveraged loans compared to equity financing. It is the first fully permissionless, oracle-less, non-liquidatable, fixed maturity lending and borrowing protocol.

You can access the Timeswap App through the website at http://timeswap.io/. Please note that using the App or the Timeswap Protocol may require payment of fees, such as gas charges on the Ethereum blockchain network. You must ensure that you have a sufficient balance in ETH or any ERC20 token to complete transactions on the App or the Timeswap Protocol.

Yes, you can borrow debt with native tokens as collateral using Timeswap. Timeswap is a decentralized and autonomous fixed maturity lending and borrowing protocol on the Ethereum blockchain. It allows users to swap between present ERC20 tokens and future ERC20 tokens in a peer-to-peer manner. The protocol includes a factory contract and ancillary smart contracts that create liquidity pool contracts for any pair of ERC20 tokens, with one token serving as the asset and the other as collateral. Users have the flexibility to select custom interest rates and collateral factors based on prevailing market conditions, allowing them to determine their risk-return profile. Timeswap is gas efficient and does not require oracles or liquidators. It aims to revolutionize money markets through its unique 3 variable constant product automated market maker algorithm.

With Timeswap, you can customize your risk-return profile by selecting custom interest rates and collateral factors based on prevailing market conditions. This allows for greater capital efficiency and flexibility in managing your investments. Timeswap is a decentralized and autonomous fixed maturity lending and borrowing protocol on the Ethereum blockchain. It enables users to swap between present ERC20 tokens and future ERC20 tokens in a peer-to-peer manner using a constant product automated market maker algorithm. The protocol allows projects to borrow debt with their native tokens as collateral, making it ideal for funding fair launches and leveraged loans. Timeswap is oracle-less and gas efficient, meaning it does not require external data sources or liquidators. Additionally, anyone can create any ERC20 pool by providing necessary liquidity, making it ERC20 agnostic.

Timeswap is gas efficient and does not require oracles or liquidators.

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